Every stage of business, whether GROWING, MATURING or TRANSITIONING is faced with issues that are unique to their situation. Navigating through the details often ends up at the bottom of the "To Do" list, because just starting can seem overwhelming. Founders start their business with today in mind, often spending all their time "in the business". In the end, selling your business is the largest sale you'll make, yet it's often the one you're least prepared for.
We work alongside owners of privately owned corporations to identify the areas of greatest concern in regards to planning and capturing the wealth that is created by the success of the business. We have developed and refined a client centric 5 STEP process to assist in identifying those concerns and providing a road map with personalized solutions, ensuring your wealth is protected not just today, but for future generations.
Our fee-for-service advanced planning model ensures that everyone involved is committed to discovering the best short and long term solutions. We work with your existing team of trusted advisors, or "connect the dots" and recommend professionals to fill in the gaps where needed. Our network includes experts in the areas of planning that most business owners need, but don't have the connections readily available. We save you time by bringing the best to you at times and in ways that are convenient.
Click on the links below for more information on the services we provide.
- Structural Security
The corporate structures that were arranged when your business began may now be inadequate for where you are and where you want to go. Changes in your family situation, extended family in the business, adding partners or investors or the purchase of other businesses may require a review of the entire corporation organizational structure. Ignoring the changes in your business could leave your assets exposed to litigation or tax liabilities. Continuing to build your business without establishing or rebuilding a proper structural foundation is the same as building a house on a foundation not strong enough to hold the structure being created. Cracks, breaks or even a complete collapse is a very real risk. You need to know what’s available and what works in language that’s easy to understand.Read More
- Advanced Financial Planning
Advanced Financial Planning
As your business grows and becomes more valuable, more of your own net worth is linked to the company. Unless you are able to effectively monetize that value, you may not realize much more than a lifestyle income from it. Similarly, when you purchase a home, you invest capital to renovate and pay down the mortgage in the hopes that when you sell, you will be able to capture the equity created through your hard work and care. Businesses that rely heavily on the owner as the embedded value can be difficult to transition when the time comes. You need to have a plan to effectively position your business as an asset and not a liability. Protecting and monetizing your life’s work is crucial to true business success.Read More
- Investment Portfolio Referral
Investment Portfolio Referral
How to invest the profits that your business is generating can be a frustrating process. It can be tough to get straight answers about where to invest, how to invest, and what to invest in. You want to create wealth that’s diversified from the risk of business, but don’t know what your options are. We can show you options that provide the predictability you want with tax benefits so important to lasting wealth creation.Read More
- Business Transition Preparation
Business Transition Preparation
Transition is a complex and challenging process. It's a journey, a marathon rather than a sprint that needs to begin years before the business changes hands. You may not understand how difficult it can be to step back from daily operations, or the key questions to ask and decisions that need to be made. We're here to help, and walk alongside you to ensure the process flows smoothly.Read More
- Risk Management
What would happen to your business if you or other key employees couldn't contribute due to an unexpected health event, or worse? What if you spouse suddenly owned your business? An unplanned transition due to death or other major event needs to be a key consideration in any plan. Our core strength is providing insurance based solutions that create financial safety nets to protect you, your business and your family.Read More
- Family Harmony
Is it your plan to have your children take over the business? Intergenerational transition is becoming an endangered species. Managing the dynamics of family relationship is a piece of the process that is often overlooked, as there is a tendency in traditional planning to focus on the technical aspects exclusively. Children in the business may be co-workers during the workday, but are family 24/7. You can create a family legacy mindset just by starting the conversation.Read More
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